Responsible

—Because “Responsible” is a moral term in which one has choice, and “Insurer” is a legal term in which one has no choice.— Curt Doolittle

Bill Joslin:

Insurer seems to tie into property in that if one does not or fails to insure a property (abandon it) they lose the ability to demonstrate it as property.

I.e. if one is not responsible (insure) for their children – they don’t have an ability to claim parental rights.

If one doesn’t maintain a possession they are not recognized as the owner .(secure it and or maintain it) for example

If you claim membership to a polity yet do not or are not willing to insure it, you can not demonstrate membership and thus can not claim membership benefits.

(Says the Canadian who watched his nation demonstrate they are not willing to insure their country)