PROFESSIONALIZING BANKING AND FINANCE It’s really not complicated. Privately fun

PROFESSIONALIZING BANKING AND FINANCE

It’s really not complicated.

Privately funded Loans used as input for production distribution trade and profit can accrue interest, paid symmetrically, rather than front loaded.

You can sell a fractional interest in a loan, but you cannot convey responsibility for a loan beyond the individual who ‘measured’ it (originated it.) ( This is one of the most important applications of blockchain technology: the fractional shares of interest. )

The originator must take full losses on each and every loan he originates before the losses are transferred to those those that have purchased factional interest.

Originated loans may not be bundled or attached as a criteria of fractional sale in any way as each is unique and it is impossible to aggregate them.

All originated loans must be traceable to an individual originator.

All originators must possess a Series Seven or equivalent license thereof. All such holders must possess insurance.

CONSUMER LOANS

Consumers may borrow directly from the treasury, through an agent, and no interest may be charged directly or indirectly for consumer purchase, possession, use, and non-transfer of a consumable good.

The only fees for this consumer borrowing from the treasury shall be commission fees, which will consist of costs plus a percentage of costs.

The maximum duration of a consumer loan is the half life of the replacement life of portable property, and fifteen years for primary residency.

PURPOSE

To elminate interest on consumer loans.

To redirect all consumer interest to the commons (end privatization of profits from fiat currency).

To end the impossibilty of transferring prices for unique objects to others.