The limit to the evolutionary value markets, is measurable by changes in genetic capital, and genetic capital is measureable by differences in total number of population and distribution(superiority) of traits. Likewise, the limit to genetic capital is competitive speciation (transcendence).
Again, if you cannot state the limit to a theory(‘good’) then you do not understand of what you speak.
Theme: Productivity
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Civilization Produces Dividends for Descendents (Accumulates Capital)
Civilization Produces Dividends for Descendents (Accumulates Capital).
Source date (UTC): 2017-09-21 23:17:00 UTC
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THE ALTERNATIVE TO INCREASED TAXES AND FIXED REDISTRIBUTOIN Assuming: Your credi
THE ALTERNATIVE TO INCREASED TAXES AND FIXED REDISTRIBUTOIN
Assuming:
Your credit card balance is the average 8000 @16% @minimum payment(400),
Your first car costs 30,000(550), and
Your second car costs 20,000(370/M), and
Your home 350,000(1,400/M),
That means you pay 400 + 550 + 370 + 1400 per month in debt load, or $2,720 in debt fees.
that means that you pay roughly 400 + 4000/5 + 2700/5 + 325,000/30 or 12,400 per year, and ~1030 per month in interest.
If you maintain your debt at 1/3 of income (sure you do), then that’s $8,160 (3* 2720) per month or ~97,000 (12 * 8,160) per year of take home pay after taxes.
That means your Gross income (salary) needs to be $140,000 per year.
Yeah. that’s not cheap.
So that means without interest charges, you’d have one of the following options:
1) An increase of 1030 in taxes.
2) An increase of 1030 in monthly cash (12%)
3) A HALVING of your payoff period, meaning you would own your car in 2.5 years, your home in 15 years.
Ok, so, of these optoins,
1) I have a hard time thinking americans will want to increase their tax contributions. But it’s possible. However, the two other solutions will increase taxable income substantially at higher income rates, versus current corporate tax rates.
2) Increasing your monthly cash might seem nice but as far as I know it would just be inflated away or your debt would increase and the net effect would be small.
3) Or we can halve the payment periods, (and demand they stay that way), so that you would have NO payments on cars and houses (credit cards in my opinion would simply be paid off through liquidity distributions in order to correct shocks etc. So I don’t even know how to estimate that.)
So imagine what happens when you own your house in 15 years and have not only no interest payments, but no mortgage payments, but you are able to maintain your current standard of living?
Now, assuming that we had (as some of us recommended) simply paid down people’s credit (card, car, mortgage) with the trillions we added to the economy. What would have happened to the world pricing system and the world economy in 2008?
Now, we issue how much debt every year? We increase the money supply how much every year? Now what would happen if we took the single action that would correct the economy in the fastest way possible: paid down debt for those that had it (first), then distributed liquidity (cash) directly to consumers instead of the financial sector? Consumers would pay down debt or spend, and businesses would fight for their new liquidity.
We would need to professionalize banking (access to the treasury) the same way that we professionalized law and accounting, (and to some degree being a CEO and CFO). And we would need to require bonding (insurance) of and possibly licensing (minimum education) people involved in that process, but it’s a well understood subject.
Imagine that your credit was managed by a human being just like your accountant and lawyer, and that they simply administered it as does your tax accountant.
This is trivially easy to accomplish – really.
And it would gut the banking and financial system’s consumer predation, and it’s ability to prey upon our people. It would force the world financial system to work more entrepreneurially and make consumer rents impossible.
Source date (UTC): 2017-09-15 10:50:00 UTC
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The Alternative To Increased Taxes And Fixed Redistributoin
Assuming: Your credit card balance is the average 8000 @16% @minimum payment(400), Your first car costs 30,000(550), and Your second car costs 20,000(370/M), and Your home 350,000(1,400/M), That means you pay 400 + 550 + 370 + 1400 per month in debt load, or $2,720 in debt fees. that means that you pay roughly 400 + 4000/5 + 2700/5 + 325,000/30 or 12,400 per year, and ~1030 per month in interest. If you maintain your debt at 1/3 of income (sure you do), then that’s $8,160 (3* 2720) per month or ~97,000 (12 * 8,160) per year of take home pay after taxes. That means your Gross income (salary) needs to be $140,000 per year. Yeah. that’s not cheap. So that means without interest charges, you’d have one of the following options: 1) An increase of 1030 in taxes. 2) An increase of 1030 in monthly cash (12%) 3) A HALVING of your payoff period, meaning you would own your car in 2.5 years, your home in 15 years. Ok, so, of these optoins, 1) I have a hard time thinking americans will want to increase their tax contributions. But it’s possible. However, the two other solutions will increase taxable income substantially at higher income rates, versus current corporate tax rates. 2) Increasing your monthly cash might seem nice but as far as I know it would just be inflated away or your debt would increase and the net effect would be small. 3) Or we can halve the payment periods, (and demand they stay that way), so that you would have NO payments on cars and houses (credit cards in my opinion would simply be paid off through liquidity distributions in order to correct shocks etc. So I don’t even know how to estimate that.) So imagine what happens when you own your house in 15 years and have not only no interest payments, but no mortgage payments, but you are able to maintain your current standard of living? Now, assuming that we had (as some of us recommended) simply paid down people’s credit (card, car, mortgage) with the trillions we added to the economy. What would have happened to the world pricing system and the world economy in 2008? Now, we issue how much debt every year? We increase the money supply how much every year? Now what would happen if we took the single action that would correct the economy in the fastest way possible: paid down debt for those that had it (first), then distributed liquidity (cash) directly to consumers instead of the financial sector? Consumers would pay down debt or spend, and businesses would fight for their new liquidity. We would need to professionalize banking (access to the treasury) the same way that we professionalized law and accounting, (and to some degree being a CEO and CFO). And we would need to require bonding (insurance) of and possibly licensing (minimum education) people involved in that process, but it’s a well understood subject. Imagine that your credit was managed by a human being just like your accountant and lawyer, and that they simply administered it as does your tax accountant. This is trivially easy to accomplish – really. And it would gut the banking and financial system’s consumer predation, and it’s ability to prey upon our people. It would force the world financial system to work more entrepreneurially and make consumer rents impossible. -
The Alternative To Increased Taxes And Fixed Redistributoin
Assuming: Your credit card balance is the average 8000 @16% @minimum payment(400), Your first car costs 30,000(550), and Your second car costs 20,000(370/M), and Your home 350,000(1,400/M), That means you pay 400 + 550 + 370 + 1400 per month in debt load, or $2,720 in debt fees. that means that you pay roughly 400 + 4000/5 + 2700/5 + 325,000/30 or 12,400 per year, and ~1030 per month in interest. If you maintain your debt at 1/3 of income (sure you do), then that’s $8,160 (3* 2720) per month or ~97,000 (12 * 8,160) per year of take home pay after taxes. That means your Gross income (salary) needs to be $140,000 per year. Yeah. that’s not cheap. So that means without interest charges, you’d have one of the following options: 1) An increase of 1030 in taxes. 2) An increase of 1030 in monthly cash (12%) 3) A HALVING of your payoff period, meaning you would own your car in 2.5 years, your home in 15 years. Ok, so, of these optoins, 1) I have a hard time thinking americans will want to increase their tax contributions. But it’s possible. However, the two other solutions will increase taxable income substantially at higher income rates, versus current corporate tax rates. 2) Increasing your monthly cash might seem nice but as far as I know it would just be inflated away or your debt would increase and the net effect would be small. 3) Or we can halve the payment periods, (and demand they stay that way), so that you would have NO payments on cars and houses (credit cards in my opinion would simply be paid off through liquidity distributions in order to correct shocks etc. So I don’t even know how to estimate that.) So imagine what happens when you own your house in 15 years and have not only no interest payments, but no mortgage payments, but you are able to maintain your current standard of living? Now, assuming that we had (as some of us recommended) simply paid down people’s credit (card, car, mortgage) with the trillions we added to the economy. What would have happened to the world pricing system and the world economy in 2008? Now, we issue how much debt every year? We increase the money supply how much every year? Now what would happen if we took the single action that would correct the economy in the fastest way possible: paid down debt for those that had it (first), then distributed liquidity (cash) directly to consumers instead of the financial sector? Consumers would pay down debt or spend, and businesses would fight for their new liquidity. We would need to professionalize banking (access to the treasury) the same way that we professionalized law and accounting, (and to some degree being a CEO and CFO). And we would need to require bonding (insurance) of and possibly licensing (minimum education) people involved in that process, but it’s a well understood subject. Imagine that your credit was managed by a human being just like your accountant and lawyer, and that they simply administered it as does your tax accountant. This is trivially easy to accomplish – really. And it would gut the banking and financial system’s consumer predation, and it’s ability to prey upon our people. It would force the world financial system to work more entrepreneurially and make consumer rents impossible. -
This annoys the hell out of me. What they mean is, that the windfall to the worl
This annoys the hell out of me. What they mean is, that the windfall to the world of the end of communism; the windfall to the world of automating clerical work by computers; the windfall to the world by the development of the internet; gave us insane rewards from the late 80’s to the 2001 Crash which reset to normal. But that they dumped money into the economy creating the overexpansion of the housing market, which then led to that correction (crash). Meaning that we are back to the trend of the 1980’s.
I don’t know how smart you have to be to grok that american’s have been the beneficiaries of numerous windfalls that the rest of the world has not: the conquest of a new continent; the Louisiana Purchase and the western Expansion; the immigration of hordes of the underclasses into those territories; the introduction of fiat currency to finance those immigrants; the crash that followed; the world wars that followed leaving the USA as inheritor of the British Empire; Leaving the US worker the only industrial labor left with production capital intact. This ‘jolly’ led to the social activism of the 1960’s which sought to imitate the soviet union and destroyed most of industrial america. The consequential export of work to other countries free of non-market labor; the use of petrodollars under nixon to defeat the Soviets and the Chinese and World communism, and expanded moreso by Regan to complete that defeat. The use of that military technology to produce computer revolution; and the creation of vast changes in our economy due to technology. At present we are going through another vast change due to amazon, google, and facebook altering the commercial sector dramatically – and the world is catching up eliminating our military advantage, our petro-dollar, our technological advantages. The only advantage we had left was demographic and normative – and the left is destroying that too.
So when someone says, that we have lost income growth it’s empirically true but logically false. Why? Because we had windfalls from heaven one after another. And the world is returning to the status quo. Except there are 10x as many of us.
—“The slow early-2000s recovery and expansion, combined with the damage done by the Great Recession, has led to nearly two decades of lost income growth for typical American households,” says economist Elise Gould of the left-leaning Economic Policy Institute.”—
Source date (UTC): 2017-09-12 12:19:00 UTC
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This annoys the hell out of me. What they mean is, that the windfall to the worl
This annoys the hell out of me. What they mean is, that the windfall to the world of the end of communism; the windfall to the world of automating clerical work by computers; the windfall to the world by the development of the internet; gave us insane rewards from the late 80’s to the 2001 Crash which reset to normal. But that they dumped money into the economy creating the overexpansion of the housing market, which then led to that correction (crash). Meaning that we are back to the trend of the 1980’s. I don’t know how smart you have to be to grok that american’s have been the beneficiaries of numerous windfalls that the rest of the world has not: the conquest of a new continent; the Louisiana Purchase and the western Expansion; the immigration of hordes of the underclasses into those territories; the introduction of fiat currency to finance those immigrants; the crash that followed; the world wars that followed leaving the USA as inheritor of the British Empire; Leaving the US worker the only industrial labor left with production capital intact. This ‘jolly’ led to the social activism of the 1960’s which sought to imitate the soviet union and destroyed most of industrial america. The consequential export of work to other countries free of non-market labor; the use of petrodollars under nixon to defeat the Soviets and the Chinese and World communism, and expanded moreso by Regan to complete that defeat. The use of that military technology to produce computer revolution; and the creation of vast changes in our economy due to technology. At present we are going through another vast change due to amazon, google, and facebook altering the commercial sector dramatically – and the world is catching up eliminating our military advantage, our petro-dollar, our technological advantages. The only advantage we had left was demographic and normative – and the left is destroying that too. So when someone says, that we have lost income growth it’s empirically true but logically false. Why? Because we had windfalls from heaven one after another. And the world is returning to the status quo. Except there are 10x as many of us. —“The slow early-2000s recovery and expansion, combined with the damage done by the Great Recession, has led to nearly two decades of lost income growth for typical American households,” says economist Elise Gould of the left-leaning Economic Policy Institute.”— -
This annoys the hell out of me. What they mean is, that the windfall to the worl
This annoys the hell out of me. What they mean is, that the windfall to the world of the end of communism; the windfall to the world of automating clerical work by computers; the windfall to the world by the development of the internet; gave us insane rewards from the late 80’s to the 2001 Crash which reset to normal. But that they dumped money into the economy creating the overexpansion of the housing market, which then led to that correction (crash). Meaning that we are back to the trend of the 1980’s. I don’t know how smart you have to be to grok that american’s have been the beneficiaries of numerous windfalls that the rest of the world has not: the conquest of a new continent; the Louisiana Purchase and the western Expansion; the immigration of hordes of the underclasses into those territories; the introduction of fiat currency to finance those immigrants; the crash that followed; the world wars that followed leaving the USA as inheritor of the British Empire; Leaving the US worker the only industrial labor left with production capital intact. This ‘jolly’ led to the social activism of the 1960’s which sought to imitate the soviet union and destroyed most of industrial america. The consequential export of work to other countries free of non-market labor; the use of petrodollars under nixon to defeat the Soviets and the Chinese and World communism, and expanded moreso by Regan to complete that defeat. The use of that military technology to produce computer revolution; and the creation of vast changes in our economy due to technology. At present we are going through another vast change due to amazon, google, and facebook altering the commercial sector dramatically – and the world is catching up eliminating our military advantage, our petro-dollar, our technological advantages. The only advantage we had left was demographic and normative – and the left is destroying that too. So when someone says, that we have lost income growth it’s empirically true but logically false. Why? Because we had windfalls from heaven one after another. And the world is returning to the status quo. Except there are 10x as many of us. —“The slow early-2000s recovery and expansion, combined with the damage done by the Great Recession, has led to nearly two decades of lost income growth for typical American households,” says economist Elise Gould of the left-leaning Economic Policy Institute.”— -
We Are Finally Recovering From 2008
America’s middle class had its highest-earning year ever in 2016, the U.S. Census Bureau reported Tuesday. Median household income in America was $59,039 last year, surpassing the previous high of $58,655 set in 1999, the Census Bureau said. The figure is adjusted for inflation and is one of the most closely watched indicators of how the middle class is faring financially, as the Census surveys nearly 100,000 homes. The Census said the uptick in earnings occurred because so many people found full-time jobs — or better-paying jobs — last year. America’s poverty rate also fell to 12.7 percent, the lowest since 2007, the year before the financial crisis hit. -
We Are Finally Recovering From 2008
America’s middle class had its highest-earning year ever in 2016, the U.S. Census Bureau reported Tuesday. Median household income in America was $59,039 last year, surpassing the previous high of $58,655 set in 1999, the Census Bureau said. The figure is adjusted for inflation and is one of the most closely watched indicators of how the middle class is faring financially, as the Census surveys nearly 100,000 homes. The Census said the uptick in earnings occurred because so many people found full-time jobs — or better-paying jobs — last year. America’s poverty rate also fell to 12.7 percent, the lowest since 2007, the year before the financial crisis hit.