But a) Wealth is not the same as cash, and is not the same as income. The money

http://bit.ly/ePQU0SYes. But a) Wealth is not the same as cash, and is not the same as income. The money is largely held as debt which is in use and recirculated in the economy. Which means it is being USED by people outside the upper 5%. Money does not make more money unless it is invested. It actually depreciates. So it has to be invested and used by you and me. b) What percent of the knowledge and skill required to make use of that